Escrow for Africa's digital economy

The safe way to pay and get paid

Money waits safely in escrow until the work is delivered and approved. Milestone payments, neutral dispute resolution and references anyone can verify, for freelancers, businesses and online stores.

  • Funds held until you approve
  • Mobile money, card or bank
  • Free to sign up
Pay and get paid withEcoCashOneMoneyInnBucksTelecashVisaMastercardZimSwitchBank transfer

How it works

Five steps. Nobody has to trust a stranger.

The same protected lifecycle for every deal, from a logo design to a container of goods.

Where the money is

Buyer
Escrow
Seller

Terms agreed. Nothing has been paid yet.

  1. Agree on the deal

    Buyer and seller set the scope, milestones and price. Fees are shown before anyone commits.

  2. Buyer funds escrow

    Money goes into escrow, not to the seller. Pay by mobile money, card or bank.

  3. Seller delivers

    The seller works knowing the money is secured, and submits each milestone.

  4. Buyer approves

    Happy? Approve and that milestone is released. Not happy? Request changes or open a dispute.

  5. Seller gets paid

    Released funds land in the seller's wallet, ready to withdraw.

For buyers

Only pay for what you actually receive

  • Your money is held, not sent, until you approve
  • Pay per milestone on bigger projects
  • Request changes or open a dispute if it's not right
  • Check the seller's trust score before you commit
Find a seller

For sellers

Start work knowing the money is there

  • See that the buyer has funded escrow before you begin
  • Get paid as each milestone is approved
  • Build a public trust score with every completed deal
  • Share a reference clients can verify
Create a seller account

Protection

Built like a financial system, because it is one

What happens behind every escrow, so both sides can trust the process instead of each other.

Every cent on a ledger

Funds are recorded in a double-entry ledger with checks enforced by the database, so money can't be spent twice or go missing between steps.

Released only on approval

Payment moves milestone by milestone, and only when the buyer approves or a dispute is resolved.

Neutral dispute resolution

If something goes wrong, our team reviews the evidence from both sides and splits held funds fairly.

Verifiable references

Each escrow has a reference like TR-20261125.482913.150000 that anyone can check at /verify before shipping or paying.

Trust scores

See how reliable a buyer or seller has been on completed escrows before you deal with them.

Transparent fees

Platform fees are calculated up front and shown before you pay. No surprises at release.

For online stores

Add escrow to your checkout

Shoppers who don't know your brand yet will buy when their money is protected. Use the WooCommerce plugin, the hosted checkout or the Merchant API with signed webhooks.

WooCommerce

Install the plugin, paste your API key.

Merchant API

Checkout sessions, escrows, events.

Hosted checkout

Guest checkout by email link.

Your next deal, protected.

Create a free account and open your first escrow in minutes. Buyers pay nothing to sign up.